Fix Your Home

Fix Your Home

Maintaining the quality of your home is vital both to you and the community. NHS Greater Berks offers several loan and grant products to ensure the quality of your home, maintain the value of your home, and enhance the appearance of their neighborhoods.
Current loan and grant products available are:

Home Improvement Loan (HIP):
Affordable loans of between $2,500 – $15,000 made to homeowners of modest means to make critical home repairs, facade improvements and handicap accessibility improvements.
This is available to qualified owner occupant(s) of a single family residential property in Berks County. Residents of “Ricktown” may also qualify for an additional $3500-$5000 deferred payment loan. The Ricktown area in the City of Reading is also known as the 6th Ward or “North of the GoggleWorks”.

Eligible Uses:
Replace or Repair Roof
Replace or Repair Heating System
Energy Efficiency Improvements
Facade Improvements for Neighborhood Enhancement
Handicapped Accessibility & Retrofitting
Mechanical Repairs and Structural Items

 

Major Systems Repair Program
This program is available to senior citizens who live in and own their single-family, residential home located in the City of Reading. In the Ricktown Neighborhood of Reading, there is no age restriction as long as homeowners are income qualified.
Maximum Assistance:
$5000
Terms:
One-year forgiveness grant.
Other Factors:
Yearly program offering is as funding allows.
Fees:
None

Eligible Uses: 
Replace or Repair Roof
Replace or Repair Heating System
Energy Efficiency Improvements
Facade Improvements for Neighborhood Enhancement
Handicapped Accessibility & Retrofitting
Mechanical Repairs and Structural Items